Frequently Asked Questions

Take a look below for some of our most frequently asked questions, compiled to give you a clearer understanding of our tailored services and how we strive to be your steadfast partner in the car finance industry.

Yes Finance UK is a premier vehicle loan broker specialising in facilitating finance solutions for car dealers across the UK. We leverage our expansive network of lenders to help you offer competitive and attractive finance options to your customers, enhancing their car buying experience.

We support car dealerships by offering bespoke financial solutions that are tailored to meet the unique needs of each dealer. Our services are designed to help you streamline the car buying process, enabling you to offer quick and convenient finance options to your customers, thereby driving your sales and fostering long-term customer relationships.

Our vast experience in the vehicle finance industry, coupled with a dynamic team and a flexible broker platform, allows us to provide a personalised service that stands out. We work closely with car dealers to understand their specific needs and craft financial solutions that align perfectly with their business objectives.

Yes Finance UK prides itself on offering a swift and straightforward loan approval process. Our extensive network of lenders enables us to secure fast approvals, helping you to close deals more efficiently and keep your customers satisfied.

Yes, we offer credit restructuring services to help car dealers optimise their finance options. Our team works diligently to devise solutions that are favourable to both dealers and their customers, facilitating smoother transactions and fostering positive customer relationships.

Partnering with us is a straightforward process. Simply reach out to us through any of our contact methods, and we will guide you through the necessary steps to establish a fruitful collaboration, tailored to suit your specific business needs and goals.

No, you will not pay any fees for using Creditas’ brokering services; we receive commission for referring you to the most appropriate lender.

No, a deposit isn’t required for most of our lenders, but it can lessen monthly repayments.

Part-exchanging your vehicle could help with reducing your chosen vehicle’s sales price, but the amount is reliant on the dealer’s evaluation of its condition and age.

Yes, please apply, as we will try and find you the best lending option available. However, you may be required to pay more, overall, for the credit.

Yes, please apply if your working hours total a minimum of 16 per week. You may also be offered a larger credit limit if you receive welfare benefits, so don’t forget to mention these when applying.

It couldn’t be easier; click on the Apply Now button to go to the quick online application form. Immediately after you have applied, you will receive a text advising you to reply with the word ‘Search’, as this gives us the required permission to undertake your credit search. Following this, you will receive a call from one of our advisors, so please look out for a call from our telephone number, which you are welcome to call us on: 07376 767360.

Yes, although it is important for you to undertake all appropriate checks to ensure the dealer is reputable and regulated by the Financial Conduct Authority (FCA). If you would like recommendations for any reputable dealers in your area, please contact us.

Decisions can be made in an hour, but the process is reliant on: the speed at which the lender can confirm the terms of the agreement with us; and how quickly your confirmation to proceed is received.

The amount of interest you pay depends on the finance company’s criteria, and to a variety of factors they take in to consideration whilst your application, is ‘Subject to Status’. This means that they evaluate the risk of lending to you, and work out the interest according to their criteria. The factors considered are: your age; income; credit history; and the term of the vehicle finance.
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If you have any queries at all, please don’t hesitate to send us a message: